Major International Business Headlines Brief::: 22 April 2024

Mon Apr 22 08:56:16 CAT 2024

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Major International Business Headlines Brief:::  22 April 2024 

ü  Nigeria: Exclusive - Meet the Man Who Will Suceed Adeduntan As First Bank
CEO

ü  Ethiopia: IMF Wary of 'Elevated' Prospect of Violence in Ethiopia

ü  Africa: Number of African-Born Millionaires to Skyrocket Over Next Decade
- Report

ü  South Africa: Power Outage Sparks Days of Protest in Joburg

ü  M-Pesa: A Growing Fintech Power in Kenya

ü  Nigeria: Nestle Reacts to Allegation of Adding Sugar to Infant Formulas
in Nigeria

ü  Nigeria: Dangote Refinery Explores U.S. for Crude Shipment, Expecting
Third Stock

ü  Ghana: Cyber Security Authority Engages Tech Providers to Counter
Misinformation Powered By Ai

ü  Liberia: Motorcyclists Warn of Mass Protest Amid No-Go Zone Enforcement

ü  Ghana Wins Preliminary Ruling in Cassius Mining $300 Million Int'l
Arbitration

ü  Netflix: Profits soar after password sharing crackdown

ü  Dubai airport: Full schedule resumes after flooding chaos

ü  Volkswagen workers vote to unionize in major win for organised labour

ü  TikTok warns US ban would 'trample free speech'

ü  Tesla cuts prices in major markets as sales fall

 <https://www.cloverleaf.co.zw/> Nigeria: Exclusive - Meet the Man Who Will
Suceed Adeduntan As First Bank CEO

Segun Alebiosu began his professional career in 1991 with Oceanic Bank Plc
and joined FirstBank in 2016.

Barring any last-minute change of plans by the board of First Bank of
Nigeria Plc, Olusegun Alebiosu, the current

executive director/chief risk officer/executive compliance officer of the
bank, will succeed Adesola Adeduntan, who resigned as managing director
yesterday after nine years at the helms.

Reliable sources familiar with the matter said the board of the bank has
approved Mr Alebiosu's appointment and that a notification to that effect
will be sent immediately to the Nigerian Exchange Limited, where the bank's
shares are listed.

According to his profile on the website of the bank, Mr Alebiosu was
appointed executive director, chief risk officer and executive compliance
officer in January 2022. Prior to that appointment, he served as the
lender's Group Executive/ Chief Risk Officer, a position he held since 2016.

Mr Alebiosu is bringing to the position close to 30 years' experience in the
banking and financial services industry with cross-functional exposure to
Credit risk management, Financial planning and control, Credit and
marketing, Trade, Corporate and commercial banking, Agriculture financing,
Oil and Gas, Transportation (including Aviation and Shipping) and Project
financing, his profile on the First Bank website indicated.

The bank further wrote about Mr Alebiosu as follows:

"He Mr Alebiosu) commenced his professional career in 1991 with Oceanic Bank
Plc. (now EcoBank Plc.) and prior to joining FirstBank in 2016 served as
Chief Risk Officer at Coronation Merchant Bank Limited, Chief Credit Risk
Officer at African Development Bank Group and Group Head, Credit Policy &
Deputy Chief Credit Risk Officer at United Bank for Africa Plc.

 <https://www.cloverleaf.co.zw/> 

Segun (Alebiosu) is an alumnus of Harvard School of Government and holds a
bachelor's degree in Industrial Relations and Personnel Management. He also
obtained a master's degree in International Law and Diplomacy from the
University of Lagos and holds a master's degree in Development Studies from
the London School of Economics and Political Science.

"He is a member of various professional bodies namely, Fellow, Institute of
Chartered Accountants (FCA), Associate, Nigeria Institute of Management
(ANIM), Chartered Institute of Bankers of Nigeria (CIBN) and Member, Nigeria
Institute of International Affairs.

"Segun is a golfer and an adventurer. He is happily married with children."

Mr Adeduntan had on Saturday served a notice of retirement on the bank,
saying he was stepping down with effect from April 20. The real reason for
his sudden departure remains unknown.

In his notice of retirement, Mr Adeduntan wrote to the Chairman of the
bank's board, Tunde Hassan-Odukale, "As you are aware, my contract would be
expiring on 31 December 2024 after which I would no longer be eligible for
employment within the Bank having served as the Managing Director/Chief
Executive Officer of FirstBank for a record time of nine years.

"During this period the Bank and its subsidiaries has undergone significant
changes and broken new grounds. We have repositioned the institution as an
enviable financial giant in Africa.

I have however decided to proceed on retirement with effect from 20 April
2024 to pursue other interests.

"I am eternally grateful to the board of directors of FirstBank and FBN
Holdings Plc for the support that I received from them during my
stewardship. I wish our iconic institution continue success and progress as
we move into the next phase of its evolution."

- Premium Times.

Ethiopia: IMF Wary of 'Elevated' Prospect of Violence in Ethiopia

The Fund forecasts 6.2 percent 2024 growth rate for Ethiopian economy

The International Monetary Fund (IMF) fears the security situation in
Ethiopia still risks backpedaling, despite the peace agreement that ended
the northern Ethiopia war a year and a half ago.

"Social tensions and the prospect of further violence remain elevated in
Ethiopia despite a peace deal," reads IMF's Sub-Saharan regional 2024
outlook report, dubbed 'A Tepid and Pricey Recovery.' The report was
released while this year's IMF and World Bank Spring Meetings kicked off in
Washington this week.

Security risks in the region, spiraled by terrorist attacks, are high in the
Horn, according to the report.

"Moreover, the intensifying conflict in Sudan could further harm the economy
and humanitarian conditions in nearby countries," it reads.

The Fund has forecasted a 6.2 percent economic growth rate for Ethiopia in
2024, down a full percentage point from last year's outlook. The IMF
forecasts 6.5 percent growth for 2025.

The 2024 forecast is significantly lower than the Ethiopian government's
expectations of 7.9 percent growth, but is still a full 3.2 percentage
points higher than the global average.

The Fund foresees inflation rates in Ethiopia to drop to 18.2 percent in
2025, almost 10 percentage points lower than the 26 percent currently
reported by the government statistics bureau. Ethiopia's current account
deficit, which sits at 2.9 percent, is expected to drop to 1.7 percent in
2025, according to the report.

However, it states that Ethiopia remains gripped by budget deficits, trade
imbalance and external debt pressures. The report also mentions Ethiopia's
failed Eurobond payment from December.

"Over the past decade, the fiscal position of many Sub-Saharan African
countries has deteriorated, a trend exacerbated by repeated shocks and the
ensuing demand for fiscal support. This has led to heightened debt
vulnerabilities across the region. Policy efforts are now focusing on
rebuilding fiscal buffers and reducing debt to strengthen borrowing
capacity. Some countries face more urgency for fiscal tightening due to an
acute funding squeeze, driven by rising debt service costs and limited
access to financing. Together with currency depreciations, this has
intensified funding constraints. For instance, Ethiopia became the latest
country in the region to default, failing to make a Eurobond coupon payment
in December 2023," it reads.

Abebe Aemro Selassie, director of the IMF Africa Department, skipped over
questions regarding Ethiopia during a press briefing on Friday. Abebe, an
Ethiopian citizen, often leaves queries regarding Ethiopia unanswered during
press briefings.

The federal government is still anxiously awaiting debt restructuring and a
bailout from the IMF to offset forex shortages and finance development and
humanitarian and post-war recovery efforts.

A two-week visit to Addis Ababa from an IMF team concluded earlier this
month without a staff-level agreement for a financial package.

"Building on earlier discussions, the staff team made substantial progress
towards establishing how the IMF could support the authorities' economic
program. Discussions will continue at the IMF/World Bank Spring Meetings
later this month ," reads an IMF statement issued following the visit.

Finance Minister Ahmed Shide and Mamo Mihretu, governor of the National Bank
of Ethiopia, were part of discussions with World Bank and IMF officials,
including Managing Director Kristalina Georgieva, on the sidelines of the
meetings which kicked off in Washington earlier this week.

"IMF and World Bank officials have agreed to enable the implementation of
Ethiopia's reform efforts," reads a statement from the Ministry of Finance
released on Friday.

The statement, however, does not indicate whether the IMF has approved a
financial package for Ethiopia.

- Reporter.

Africa: Number of African-Born Millionaires to Skyrocket Over Next Decade -
Report

Africa's millionaire population is expected to rise by 65 percent within the
next 10 years, a report published this week has found. The new recruits to
the rich club will come from the fintech and the media sector, says analysis
from the Africa Wealth Report.

"Fintech is one of the fast growing sectors they'll choose, as well as
business process outsourcing, green tech, media and entertainment," said
Dominic Volek, the group head of private clients at Henley and Partners, the
company that published the Africa Wealth Report.

"Ecotourism and sustainable projects looking to better the life of those
living in Africa are also sectors they are keen to invest into."

Africa is home to 135,200 millionaires and 21 billionaires, measured in US
dollars. If projections prove correct, that number will rise to around
220,000 by 2033.

The five African states that account for the largest share of the
continent's millionaires are (in order of the number of high-net-worth
individuals) South Africa, Egypt, Nigeria, Kenya and Morocco.

They collectively account for 56 percent of Africa's high-net-worth
individuals and more than 90 percent of its billionaires.

South Africa leads with 37,400 millionaires and five billionaires while
Egypt's wealth is in the hands of seven billionaires and 15,600
millionaires.

"The 'big five' are the five most developed countries in terms of
infrastructure with much more advanced economies when you compare them to
other African countries," Volek added.

Henley and Partners, with 55 offices worldwide, specialises in advising very
rich individuals around the world requiring residence and citizenship by
investments.

The Africa Wealth Report is the definitive guide to Africa's private wealth
and luxury sector, published annually by Henley & Partners in partnership
with wealth intelligence firm New World Wealth.Discover the report in full:
https://t.co/j7sRWwksjv https://t.co/4Kzapt8Pkq-- Henley & Partners
(@HenleyPartners) April 16, 2024

Africa's wealthiest

Johannesburg is home to the wealthiest in Africa with 12,300 millionaires
and two billionaires.

"If you look globally, there are about 54 African-born billionaires around
the world, one of them being Elon Musk from South Africa. But, out of the
54, only 21 percent still live on the continent," Volek added.

Almost half of the African-born billionaires have left the continent and
moved to places such as Switzerland, Singapore or Monaco or the United
States.

They want to have a better quality of life, better education for their
children, better healthcare, better business opportunities.

"But, Africa is a continent that stays close to one's heart," Volek told
RFI.

"A lot of millionaires from the continent do feel the need to reinvest some
of their fortune back into their home country.

Tax incentives

The jurisdictions that typically attract millionaires are those that offer
attractive fiscal policies such as Mauritius, said Volek.

According to the report, Mauritius's high growth rate made it the third
fastest growing market in the world for millionaires, from 2013 to 2023.

Over the next decade to 2033, the likes of Mauritius, Namibia, Morocco,
Zambia, Kenya, Uganda and Rwanda are expected to experience an 80 percent
growth in the number of millionaires.

Through their investment migration programmes, Namibia and Mauritius are two
of the countries in southern Africa that have interesting options for high
net-worth individuals to invest into.

And, in return the country gives them some form of residency rights.

For a minimum investment of 375,000 US dollars in real state, the government
allows foreign investors to obtain a residence permit in Mauritius.

"If millionaires move into a country, they'll be looking to invest in that
country. They'll be typically investing in businesses, buying real estate
and other luxury goods that add to the GDP of that country," said Volek.

According to economist Myriam Blin, attracting high-wealth individuals to
Mauritius has indeed boosted the real estate sector and this has led to
increased inflows of foreign direct investment (FDI) in real estate.

"However, investment in real estate does not contribute to the productive
capacity and innovation of a country to the same extent as FDI in industry
would," Blin added.

Namibia offers interesting investment opportunities in its offshore oil and
gas explorations. It is also poised to become a leader in green hydrogen
production, making the sector a profitable source of investment.

"With the millionaires' physical migration, there comes along significant
consumption and investment," Volnek said.

-RFI website.

South Africa: Power Outage Sparks Days of Protest in Joburg

Protests started on Tuesday, culminating with major roads to Orlando East,
Pennyville, and Noordgesig being blocked on Thursday

On Tuesday residents in Noordgesig started to protest about a prolonged
power outage that had started on the Sunday. On Wednesday the protest spread
to other areas. By Thursday about 100 residents had blocked major roads with
rocks, tree trunks and burning tyres, affecting access to Orlando East,
Pennyville and Noordgesig.

Johannesburg Metro Police spokesperson Xolani Fihla said passing vehicles
had been stoned.

The protest came after 7,000 households were left without power due to
illegal connections overloading the network.

In a statement, City Power said: "The power outage is a result of overhead
lines that snapped due to overloading on the network."

Protesting Noordgesig residents, such as Dillin Abrahams, said people are
fed up with the unreliable supply from City Power.

The protest stopped many people from going to work, and Noordgesig Primary
and Secondary schools were closed on Thursday. Gauteng Department of
Education spokesperson Steve Mabona said: "Teaching and learning will
commence with a recovery plan on Monday, 22 April."

"Nothing justifies the disruption of schooling, more so during a time when
every day counts as we have already lost a number of critical school days,"
said Mabona.

City Power spokesperson Tumi Mashishi said: "Due to a number of backyard
dwellings, illegal connections in the area [Pennyville mostly] are rife.
These overload the network and result in outages."

Mashishi said the road blockages had delayed repair trucks and threatened
the safety of employees.

By Thursday evening, City Power said it had restored power to 98% of
customers but a mini-substation on the low voltage side remained faulty, for
which contractors were sourcing materials for repairs.

Noordgesig community leader Grace Bates had her hands full looking after
ailing residents who had a critical need for electricity, such as
31-year-old Nikita Roberts. Roberts uses an oxygen tank for 16 hours a day.
She has a small tank she can use without electricity, and a larger one that
needs power.

Roberts said when the outage started on Sunday she couldn't breath as the
only tank she had with oxygen was the one requiring electricity.

Bates had to call an ambulance for Roberts, who has since returned home.

- GroundUp.

M-Pesa: A Growing Fintech Power in Kenya

M-Pesa's impact on the Kenyan banking market and the North African region in
general have been spectacular. Since its inception in 2007, it has developed
into a fintech power in the region.

You can use its services for fund transfers, credit and loans, savings
accounts, bulk payments, and much more.Forex traders in Kenya also look for
forex companies allowing M-Pesa payments  to fund their trading accounts
conveniently.

M-Pesa as a Leading Digital Payment Service Provider in Kenya

When Vodacom launched M-Pesa in 2007, its primary function was to enable
digital payments to non-banking customers in Kenya. Today, it has evolved
into a modern fintech with many digital banking services including savings
accounts, minor accounts, credit facilities, merchant payment solutions,
bulk payments, and so on.

M-Pesa has a total user base of over 3 million retail and business
customers. The most widely used business product by M-Pesa is Lipa NA which
has around 606,000 users in total.

M-Pesa Retail Services

M-Pesa now offers a wide range of digital banking services to its retail and
corporate customers in Kenya. It primarily started as a mobile fund transfer
service but has evolved into a fully functional fintech since its inception
in 2007.

Send and Receive Money

Millions of people use M-Pesa services to send or receive money in Kenya
daily. All you need is to download the mobile app on your smartphone, create
an account, and start transactions.

Its users can send or receive money between M-Pesa users and non-users (with
different service charges). Each transaction is instant, and users do not
need any external banking channels.

M-Shwari Lock Saving Account

Like a conventional banking product, you can also earn interest by
depositing your money in the M-Shwari Lock savings account. It's a useful
service for customers keeping their savings for longer periods in their
M-Pesa digital wallets.

M-Shwari Loan

M-Shwari account lets retail customers borrow money up to KSh 1,000
instantly. However, applicants must go through a verification and approval
process before accessing these small loans.

KCB M-Pesa

KCB is another savings and loan service for M-Pesa users. It offers an
interest rate on savings of 6.83% currently.

Borrowers can get a loan of up to KSh 1 million with a markup rate of 8.93%
currently.

Fuliza - Overdraft Facility

It's a digital overdraft facility for retail and business accountholders
that allows borrowers to reuse the overdraft facility as a recurring loan
product.

Halal Pesa

It is a relatively newer service offered as a shariah-compliant digital
banking product to M-Pesa users in Kenya with the partnership of Gulf
African Bank.

M-Pesa Services for SMEs

M-Pesa's growing influence on the corporate sector in Kenya has largely come
through its user-friendly and convenient digital banking products for small
and medium enterprises (SMEs).

The number of business users rose to almost 500,000 according to a company
report by the end of 2022 and over 600,000 by mid-2023. M-Pesa's network of
agents, partners, and corporate users is on the rise.

Some of its major digital banking services offered specifically to business
users are:

Lipa NA MPesa: This service lets customers pay for shopping at different
business outlets. Thus, it enables businesses to offer digital payment
acceptance services.

Business Till: It is an advanced version of the Lipa NA service that allows
merchants and businesses to collect Point-of-Sale (POS) payments digitally.

Short-Term Paybill: This service allows corporate M-Pesa customers to extend
short-term credit facilities to their employees or users for specified
purposes.

Bulk Payments: Businesses looking to make recurring bulk payments for wages,
salaries, taxes, etc. can use the bulk payment service by M-Pesa.

Business One Account: It is a single business account that lets corporate
customers collect and pay from one account to and from their customers.

Pay Business and Online: This service specifically addresses the needs of
B2B transactions for sending and receiving online funds.

M-Pesa Facilitating Forex Traders in Kenya

Since M-Pesa allows users to transfer funds to other bank/digital wallet
users in Kenya as well as global banks, you can use its services to fund
your trading accounts. However, not all forex brokers in Kenya accept direct
deposits from M-Pesa.

When searching for forex companies using M-Pesa services in Kenya, make sure
to verify their regulatory status approved by the Capital Markets Authority
(CMA) of Kenya.

Nigeria: Nestle Reacts to Allegation of Adding Sugar to Infant Formulas in
Nigeria

The reaction is contained in a statement issued on Thursday and shared with
PREMIUM TIMES by the company's Head of Corporate Communications, Victoria
Uwadoka.

Nestle Nigeria, a subsidiary of Nestle, a global food and beverage company,
has denied adding sugar to its products sold in Nigeria, insisting it is not
violating the global guidelines for infant formulas.

This was contained in a statement issued on Thursday and shared with PREMIUM
TIMES by the company's Head of Corporate Communications, Victoria Uwadoka.

Nestle Nigeria, a subsidiary of the Swiss-based multinational company, said
it complies with the global requirements on the usage of sugar and supplies
quality products to every part of the world.

The company's statement is in response to an earlier inquiry by PREMIUM
TIMES on the development. Ms Uwadoka had requested that a mail be sent by
our reporter and pledged a response as soon as possible, saying she was far
away from the office.

Denial

The statement counters the findings of a recent investigation, which
revealed that Nestle had been selling substandard infant food products to
Nigeria and other low and middle-income countries.

The investigation, carried out by the Public Eye, a Swiss investigative
organisation, in collaboration with the International Baby Food Action
Network, revealed that Nestle provides its best quality to Europe and other
developed nations but supplies substandard products to low- and
middle-income countries across the world.

"For Nestlé, not all babies are equal when it comes to added sugar," the
report said.

Samples of Nestle's baby food products sold in Asia, Africa, and Latin
America were sent to Belgium for laboratory testing.

PREMIUM TIMES had reported some of the findings which significantly involved
Nigeria.

Sugar in Nigeria Cerelac

Traces of sugar, such as sucrose or honey, were found in samples of Cerelac,
a cereal for children between six months and two years old, and Nido, a
follow-up milk formula brand intended for infants at least one year old.

Reacting to these claims, Nestle Nigeria said the multinational company
provided the same nutrition, health, and wellness principles everywhere in
the world.

According to the company, Cerelac may have slight variations in recipes
worldwide.

It also said, "In Europe, Nestlé's range of cereals comes with and without
added sugars.

" Like everywhere in the world, in Nigeria, we do not add sugars (sucrose
and glucose) to Infant formula for children aged 0-12 months.

It said, "These principles are aligned with both international and local
guidelines, noting that baby formulas in Nigeria for children 0-12 do not
add sugar contents. Nigeria, our Growing Up Milk have no added sugars.

"Our milk and cereals for young children are fortified with vitamins and
minerals such as iron to help tackle malnutrition."

High sugar in Nigeria's Cerelac

Cerelac from Nigeria had the second-highest sugar content, with 6.8g per
serving. The country closely follows the Philippines, which has 7.3g.

The report said, "On average, our analysis found almost 4 grams per serving
or about one sugar cube."

Nigeria was ranked 7th out of 10 countries with high sugar content in Nido.
According to the report, samples from Nigeria and Senegal, ranked 8th, had
0.6g.

The highest sugar content was found in Panama samples, at 5.3g per serving.
Then came Nicaragua 4.7g; Mexico 1.8g; Costa Rica 1.6g; South Africa 0.9g;
and Indonesia 0.7g.

- Premium Times.

Nigeria: Dangote Refinery Explores U.S. for Crude Shipment, Expecting Third
Stock

The 650,000 barrels per day Dangote Petroleum Refinery has been able to ramp
up production leveraging on cheaper crude imports from the United States, a
report has said.

The report by Bloomberg indicated that the plant has been shipping products
in recent weeks while readying two units to enable gasoline (petrol) output
that will deliver a long-promised transformation of the fuel market both in
Nigeria and the region.

"Dangote is going to influence Atlantic Basin gasoline markets this summer
and for the rest of the year," said Alan Gelder, Vice President of Refining,
Chemicals, and Oil Markets at the consultancy firm, Wood Mackenzie as quoted
in the Bloomberg report.

He added, "When the RFCC comes online, that'll really shake things up
because it alters the West African gasoline supply balance," referring to a
residue fluid catalytic cracking unit that upgrades heavier products.

The refinery is running at about 300,000 barrels per day, nearly half its
capacity, according to the average estimate of analysts at WoodMac, FGE, and
Citac.

"The refinery is already having a sizable impact on product markets even
running in its most stripped back form at minimum rates," said Ronan
Hodgson, an energy analyst at FGE. Units that boost diesel quality will also
start up in the coming months.

As much as a third of the oil shipped into the giant refinery so far has
been US grade WTI Midland, according to shipping information compiled by
Bloomberg. That's likely to continue as long as the foreign oil undercuts
the price of local supplies, Hodgson said.

Dangote could be about to change that.

Nigeria released new rules earlier this week that will compel its oil
producers to sell crude to domestic refineries in a bid to reverse the
country's reliance on imported refined products. It's not yet clear how much
each refinery will need to take.

Earlier in January, it was reported that the $19 billion giant new oil
refinery, the largest in Africa, was set set to import crude from the US, a
sign of how competitive American barrels had become in the global market.

Trafigura Group sold 2 million barrels of WTI Midland to Dangote refinery
for end-February delivery, the first time that the giant refinery had
purchased non-Nigerian crude, traders said

- Daily Trust.

Ghana: Cyber Security Authority Engages Tech Providers to Counter
Misinformation Powered By Ai

The Cyber Security Authority (CSA) has cautioned the public to be wary of
electoral misinformation and disinformation targeted at flawing this year's
general election.

Director-General of the CSA, Dr Albert Antwi-Boasiako, said the authority
was anticipating the deployment of disinformation and misinformation
campaigns powered by Artificial Intelligence (AI) especially on social media
to influence the decision of voters.

In this regard, he noted that, the CSA was engaging social media platforms
including Facebook and X, formerly Twitter to rollout mechanisms to detect
and prevent them from going viral.

Dr Antwi-Boasiako was speaking in Accra, Wednesday, on the sidelines of a
three-day West African Symposium on Sector Collaboration and Information
Sharing among Computer Emergency Response Teams (CERTs).

Organised by the CSA in collaboration with the United States Department of
State's Bureau of Cyberspace and Digital Policy (CDP) and Software
Engineering Institute (SEI), at Carnegie Mellon University, the symposium
was to share ideas and build capacity towards a safe and resilient cyber
ecosystem in the sub-region, Africa and the world at large.

It brought together stakeholders and partners from 11 countries including
Ghana, Cape Verde, Mauritania, Nigeria, The Gambia, Liberia, Senegal, Togo
and Sierra Leone.

"We anticipate a lot more of disinformation and misinformation. Criminals
innovate in their process, and so we will likely see AI-powered
disinformation and misinformation campaigns that that makes it a little bit
difficult for us, but we're working with a tech providers on the platform.

They also have mechanism to detect them, so we are engaging Facebook,
Twitter, which is x and others, to ensure that as we get close to elections,
we will be able to detect and prevent some of this issues," Dr
Antwi-Boasiako stated.

He, however, recommended to Ghanaians to take keen interest in awareness
campaigns that was aimed at building their capacity to ensure they do not
fall victims to such electoral misinformation and disinformation.

"But I think the major recommendation is that the public should be aware
that not everything that is transmitted across the network is actually
legitimate, original or generic. So we don't need to consider it.

The media also have a role to play from now to the election. How you are
shaping your message on your platform is a collective responsibility. I
think the authority really see this as a top priority as far as awareness
creation is concerned," he stated.

Currently, Dr Antwi-Boasiako noted that, low rate of cybersecurity awareness
had enabled cyber fraud to fester, adding that creating awareness on
cybersecurity was the most effective mechanism to prevent fraud and other
online criminal activities.

He stated that, last year, more than GH¢60 million was lost through cyber
fraud and schemes.

He said that the advent of such cyber threats makes it imperative for state
and non-state actors to build the relevant skills, knowledge, and
infrastructure needed to safeguard the digital infrastructure.

In this regard, the CSA, he stated, had developed regulatory interventions
and was working with institutions in both the financial and
telecommunications sector deploy the necessary technologies and build
capacities to detect and prevent fraud.

Dr Antwi-Boasiako said Ghana considered international collaboration as key
for enhanced cybersecurity incident response and security teams as well as
joint capacity-building programmes, information sharing, and technical tools
to effectively detect and prevent cybersecurity incidents.

Dr Angel Hueca, Senior Cybersecurity Operations Researcher, Software
Engineering Institute of Carnegie Mellon University, said cyber-attacks were
a threat to economies and critical infrastructure, hence the need to build
capacities of cybersecurity professional as frontline defenders in
mitigating risks and safeguarding.

He reiterated the need to foster greater regional cooperation to enable
total information sharing on cybercrime, saying that cyber adversaries
operate without regard for geographical boundaries, making collaboration
across borders critical.

"By sharing mechanisms, we can strengthen our defenses through our
expertise, intelligence and resources. We can stay one step ahead of
emerging threats and better protect our cyberspace for all to benefit," he
stated.

- Ghanaian Times.

Liberia: Motorcyclists Warn of Mass Protest Amid No-Go Zone Enforcement

Monrovia — Aggrieved commercial motorcyclists in Monrovia and other parts
adjacent are threatening to consistently stage violent protests beginning
today April 19, over attempt by the Unity Party (UP) led-government of
President Joseph Nyuma Boakai to restrict their movement in the capital.

The government, through the Liberia National Police (LNP is expected to
declare Monrovia and other parts of the country a "no go zone" for
commercial motorcycles riding.

But the aggrieved motorcyclists stormed the Capitol Building in Monrovia on
Thursday, April 18 requesting their lawmakers to intervene and discourage
the government from initiating its planned action.

The Capitol Building is the official seat of the National Legislature.

They had gone at the Capitol Building to specifically meet with
Representatives Frank Saah Foko and Yekeh Kolubah of districts # 9 and 10
respectively.

They noted that the "no go zone" regulation the government, through the LNP
is contemplating on implementing, would affect them and their respective
family members.

They stated that the attempt by the government is intended to infringe on
their right to freedom of movement as guaranteed in the 1986 Liberian
constitution.

The constitution is the organic law of the land.

They maintained that commercial motorcycle riding continues to serve as
their only source of income to provide food and other basic necessities for
them and their respective families, but attempt by the government to
restrict their movement would cripple their revenue generation thereby
imposing additional hardship on them.

The aggrieved commercial motorcyclists claimed that though multiple pleas
have been made to government during separate engagements held with
authorities of the LNP, the government remains uncompromised to execute the
no go zone regulation for motorcyclists.

"The government is attempting to violate our right. But we will do it our
own way to protect ourselves. We are not asking them again. Our lawmakers
promised us they are going to do the honorable thing to make sure that we
are protected. The government is not providing us jobs; we are creating our
own jobs. If the government infringes on our right, we will react," Amos
Johnson stated.

He alleged that a group of motorcyclists that previously endorsed and
supported President Boakai during the just ended 2023 general and
presidential, unilaterally signed a Memorandum of Understanding with Police
Inspector General Gregory Coleman for the enforcement of the no gone zone
regulation for motorcyclists without the consent of many others.

He termed as "wrong" the move made by the pro-Boakai motorcyclists.

Johnson threatened that motorcyclists would resist any use of force against
them by the police.

He maintained that Liberia will also return to the past if they are not
given the opportunity to exercise their constitutional rights.

Violent protests, including setting of road blocks and sit in actions, have
been a normal routine for motorcyclists in Liberia.

They see these actions as the only mean to vent out their anger against
issues affecting them.

For decades now, they have not made use of the court system to challenge
actions from the government attempting to infringe on their rights

Their various unions have not been able to hold a dialogue with the relevant
authorities of the Liberian government in seeking their interest or welfare.

However, the no go zone regulation expected to be imposed by the police
comes amid the gruesome murder of a young woman at the Barnesville junction
on the Japanese Drive, outside Monrovia.

The victim, identified as one Amanda Nebo, was attacked by men believed to
be armed robbers who were reportedly riding commercial motorcycles during
the late night hours.

She was gruesomely murdered by her attackers and her bags and other valuable
were taken away.

Like Amanda, scores of other Liberians have been victimized during the day
and night hours by robbers using commercial motorcycles to hijack or rob
peaceful citizens.

- FrontPageAfrica.

Ghana Wins Preliminary Ruling in Cassius Mining $300 Million Int'l
Arbitration

An International Arbitration Tribunal has ruled on February 28, 2024, that
the international arbitration instituted by Cassius Mining Company Limited
against Ghana shall be conducted before a High Court in Ghana, and not
London, United Kingdom.

Cassius Mining wanted the arbitration proceedings conducted in London, but
the international arbitration tribunal ruled otherwise.

The court gave its decision on the preliminary issues argued by the
Attorney-General and Minister of Justice, Godfred Yeboah Dame, and lawyers
of Cassius Mining, in December, last year.

Cassius Mining Limited has been fighting Ghana in various international
arbitration forums since February 2023, seeking compensation amounting to
about US$300 million over what it claims were breaches of contract and
Ghana's mining laws when the GoG did not extend the term of the company's
Prospecting Licence Agreement (PLA), which allowed it to prospect for gold.

The PLA was signed on December 28, 2016, a few days before the John Mahama
administration handed power to President Nana Addo Dankwa Akufo-Addo.

Mr Dame had contended thatthe High Court of Ghana retains supervisory
jurisdiction over the multi-million-dollar arbitration between Cassius
Mining Limited and the Government of Ghana.

The ruling means that the High Court can grant reliefs regarding the
arbitration.

Also, any resulting award or "judgment debt" from the tribunal is subject to
the laws of Ghana and can be set aside by the High Court under the
Alternative Dispute Resolution Act, 2010 (Act 798).

This is the first time since 2003, that an international arbitration
tribunal has ruled that the High Court retains jurisdiction in an
international arbitration to which the Government of Ghana is a party.

In the past, tribunals have determined that courts in the UK, France, the
Netherlands, and Washington D.C. exercises such jurisdiction and can enforce
processes for execution of any award by international tribunals. This has
been very costly for the GoG with Ghana's assets seized in foreign courts
and Ghana hiring foreign lawyers to seek remedies in those foreign courts.

The Attorney-General and Minister of Justice, Godfred Yeboah Dame, has
indicated that with the tribunal upholding its contention that the
international arbitration was subject to the jurisdiction of Ghanaian
courts, he intends to seek a determination of the constitutionality of the
PLA using the power of the High Court to determine any question of law that
arise during an arbitration proceeding.

Cassius has made various attempts to escape the High Court's supervisory
jurisdiction. These attempts include arguing that the arbitration should be
held under the auspices of the Permanent Court of Arbitration in the Hague,
Netherlands, that the Alternative Dispute Resolution Act, 2010 (Act 798)
should not apply to the arbitration, and that the High Court in London
should have jurisdiction over the arbitration.

Mr Dame has resisted Cassius' forum shopping attempts. The latest ruling
from the international arbitration tribunal comes after multiple rounds of
written submissions and an oral hearing held on December 4, 2023, at which
the Attorney-General personally conducted Ghana's defence.

Cassius Mining was represented by both an international law firm, Quinn,
Emanuel, Uquhart and Sullivan and a Ghanaian law firm ENS Africa.

It would be recalled that the High Court in July, 2023, issued an injunction
restraining the international arbitration from proceeding which Cassius
contemptuously ignored.

This ruling by the international arbitration tribunal, however affirms the
jurisdiction of Ghana's High Court.

- Ghanaian Times.

Tesla cuts prices in major markets as sales fall

Tesla has the cut its prices again in a number of major markets - including
the US, China and Germany - as the electric car giant run by
multi-billionaire Elon Musk faces falling sales.

The move comes after it reported a sharp fall in its global vehicle
deliveries in the first three months of this year.

A price war has been intensifying between electric vehicle (EV) makers, with
particularly fierce competition coming from Chinese firms.

Tesla is due to report financial results for the first quarter of 2024 after
the US market close on Tuesday.

In a post on social media platform X, formerly Twitter, Mr Musk said "Tesla
prices must change frequently in order to match production with demand".

In China, the firm cut the starting price of the revamped Model 3 in China
by 14,000 yuan ($1,934; £1,562) to 231,900 yuan.

Prices of the Model Y, Model X and Model S vehicles in the US were cut by
$2,000 (£1,616) on Friday.

There were also price cuts in many other countries in Europe, the Middle
East and Africa, according to the Reuters news agency.

BBC News has contacted Tesla for confirmation of the Reuters report.

The company triggered an EV price war over a year ago when it aggressively
cut prices at the expense of profit margins.

The firm has been slow to refresh its ageing models while rivals in China,
such as BYD and Nio, have been rolling out cheaper models. Chinese
smartphone maker Xiaomi also launched its first EV last month.

Last week, Tesla announced plans to lay off more than 10% of its global
workforce.

Over the weekend, Mr Musk said he would postpone a planned trip to India,
where he was due to meet Prime Minister Narendra Modi, due to "very heavy
Tesla obligations".

On Friday, the firm recalled thousands of its new Cybertrucks over safety
concerns.

It is because their accelerator pedals currently risk getting trapped by the
interior trim, increasing the possibility of crashes.

Tesla's shares have fallen by more than 40% since the start of this year.

Tesla recalls Cybertrucks over accelerator crash risk-BBC

TikTok warns US ban would 'trample free speech'

TikTok says a potential ban on its app in the US would "trample the free
speech" of 170 million Americans.

The US House of Representatives voted on Saturday to ban TikTok if the app's
owner does not cut its ties with China.

The legislation was part of a US foreign policy package that included aid
for Ukraine and could become law as early as next week.

In recent months US officials have voiced alarm over TikTok's popularity
with young people.

They allege TikTok's owner Bytedance is subservient to Beijing - accusations
it has repeatedly denied.

The TikTok legislation was included in a package, approved by lawmakers,
that would send $61bn (£49bn) in foreign aid to Ukraine, as well as money
for Israel and Taiwan.

The House of Representatives voted on TikTok's future first - with 360 to 58
voting on the updated divest-or-ban bill.

The Senate is expected to vote on the bill next week and previously US
President Joe Biden has said he will sign the legislation.

If the bill becomes law, Bytedance will have nine months to sell its stake -
with a possible three-month extension while a sale is in progress - or face
a ban.

A spokesman for TikTok denounced the bill, saying it "would trample the free
speech rights of 170 million Americans, devastate seven million businesses,
and shutter a platform that contributes $24bn (£19.4bn) to the US economy
annually".

TikTok has said ByteDance "is not an agent of China or any other country".
And ByteDance insists it is not a Chinese firm, pointing to the many global
investment firms that own 60% of it.

The US House of Representatives voted in March to give ByteDance six months
to sell TikTok to non-Chinese owners, or have the app blocked in the US -
but that bill is still pending Senate approval.

Founded in 2012 by Chinese entrepreneurs, ByteDance first hit the jackpot
with short video app Douyin in China. A year later, it launched TikTok, an
international version.

The social media app was banned in China but gained a billion users in five
years.

It is now run by a limited liability company based in Los Angeles and
Singapore but is essentially owned by ByteDance.

While its founders own only 20% of ByteDance, it is the controlling stake in
the company. About 60% is owned by institutional investors, including major
US investment firms such as General Atlantic, Susquehanna and Sequoia
Capital.

The remaining 20% is owned by employees around the world. Three of its five
board members are American.

But Beijing's grip over private companies in recent years worries the US
about how much control the Chinese Communist Party has over ByteDance, and
the data it holds.

China has dismissed these concerns as American paranoia and has warned a
TikTok ban will "inevitably come back to bite the US".

Since 2022, TikTok has been routing all US users' data through Texas-based
tech giant Oracle to address security concerns.

TikTok has stressed US data will be ringfenced and stored on Oracle servers
in the US.

Speaking ahead of Saturday's vote, Democratic Congressman Raja
Krishnamoorthi told the BBC's World Business Report programme that they want
the app to continue.

"I think that it still has a lot of good content," he said. "But most
important thing is that it's not under the control or operation of an
adversary country."-BBC

Volkswagen workers vote to unionize in major win for organised labour

Volkswagen workers in the US have voted to join the United Autoworkers Union
(UAW) in a massive victory for organised labour in the US.

Workers in Tennessee voted 73% in favour, according to the union's
unofficial vote count on Friday night.

It handed the UAW its first election win at a car factory in the American
South in decades.

Two prior votes at the factory, including in 2019, had failed, after stiff
political opposition.

But attitudes toward organised labour appear to be shifting.

The US has seen an increase in strikes and petitions to join unions since
the pandemic, drawing in Hollywood actors, Starbucks baristas, tech
contractors, healthcare workers, and even college basketball players.

Workers at the only VW factory the US, in Chattanooga, will now be
represented by the union to negotiate collectively over issues such as pay
and working conditions.

Analysts said the outcome could inspire employees at other factories in the
region to take similar steps.

Another UAW election is scheduled for May at a Mercedes-Benz plant in
Alabama, and the union has begun a push at other factories, as well.

UAW boss Shawn Fain last year said the UAW would target 13 foreign-owned
factories in the South, in a bid to bring in new members to the
organisation, whose numbers have steadily dwindled.

The plans aimed to seize on the momentum of the organisation's
headline-drawing strike last year that won significant pay increases and
other benefits for union workers at General Motors, Ford and Stellantis.

But it marked a risky push for the organisation, which is closely associated
with the Democratic party, into a part of the country that is both staunchly
Republican and historically hostile to unions.

Tennessee Governor Bill Lee, a Republican, was among the political leaders
to speak out against the UAW effort.

But unlike in 2019, when the governor addressed workers at a meeting hosted
by Volkswagen, the political opposition was more muted this time and
Volkswagen said it was remaining officially neutral in the fight.

Before the election, analysts said the UAW had its best shot in years at
winning, noting new leadership had refreshed the reputation and approach of
the organisation, which had been mired in corruption scandals.

UAW membership peaked in 1979 at almost 1.5 million.

Today, it represents more than 400,000 active workers across a wide range of
sectors, including hospitals and universities, with more than 140,000
members employed at Ford, GM and Stellantis.-BBC

Dubai airport: Full schedule resumes after flooding chaos

Dubai's major airlines say they have resumed a full flight schedule after
torrential rain hit the United Arab Emirates and neighbouring countries
causing chaos at Dubai airport.

Emirates and flydubai said operations were back to normal on Saturday but a
passenger backlog remained.

The boss of Emirates said the airline's response was not perfect.

The storm battered the UAE on Tuesday, causing flash floods and bringing
travel through the airport to a halt.

Priority will be given to passengers whose travel plans had been disrupted.

A flooded taxiway meant planes were unable to reach the runway to take off
and passengers were left stranded in the terminal building,at Dubai
International Airport.

The president of Emirates, Sir Tim Clark said: "Passengers previously
stranded in the airport transit area have been rebooked and are en route to
their destinations."

The open letter posted on the airlines' website on Saturday, announced that
regular flight schedules had been restored, but it would take them "some
days" to clear the backlog of rebooked passengers. A taskforce has also been
established to sort and deliver the around 30,000 pieces of luggage left
behind.

"We ask for our customers' patience and understanding," Sir Tim said.
Apologising to their customers, he acknowledged that their response was not
"perfect", citing a lack of information and confusion in the terminals.

Earlier this week, air passengers stuck at the airport told the BBC of the
"pure chaos" they saw.

Sarah Jane Cahill from Dublin, had planned to board her connecting flight
from Sydney to Dublin on Thursday afternoon, but was still at the airport on
Friday night.

She said that "thousands are stranded" and that the airport was "a sea of
bodies on every surface".

"There were people in chairs, couches, on the floor outside bathrooms,
sleeping on cardboard," she told the Press Association.

Reuters/Zaheer Kunnath Dubai International Airport resembled a lake during
the storm, videos posted on social media showedReuters/Zaheer Kunnath

Dubai International Airport resembled a lake during the storm, videos posted
on social media showed

Over the past three days, the airline has cancelled nearly 400 flights and
delayed many more.

Some inbound flights resumed on Thursday, while outbound flights continued
to be delayed. They later announced that check-in was open at Terminal 3 for
Emirates and flydubai flights.

Flydubai's travel update on Saturday said they had returned to operating its
full flight schedule from Terminal 2 and 3, with priority over the next few
days to be given to their "passengers whose travel plans have been
impacted."

Similarly, Emirates said their focus was on those who have faced travel
disruptions.

Sir Tim added they had suspended check-in for departing passengers,
embargoed ticket sales and stopped connecting passengers from arriving to
make sure the focus was on affected customers.

With flights running on their regular schedules, Paul Griffiths, the head of
Dubai airports, said departure flow is "improving".

Dubai International Airport is the world's second busiest airport, serving
more than 80 million passengers in 2023. This year, nearly 90 million are
expected to pass through the hub, which is a major connecting point between
Europe and Asia.-BBC

Netflix: Profits soar after password sharing crackdown

Netflix says its profits have soared in the first three months of this year,
partly thanks to a crackdown on password sharing.

The streaming giant said it added 9.3 million customers in the first
quarter, bringing its total number of subscribers to almost 270 million.

The company also said its profits in the first quarter jumped to more than
$2.3bn (£1.85bn).

But the firm will stop reporting key subscriber numbers from next year.

Announcing the decision, the firm said in a letter to shareholders: "In our
early days, when we had little revenue or profit, membership growth was a
strong indicator of our future potential".

It added that today, subscriber numbers have become "just one component of
our growth", asking investors to focus on its profits and revenue.

Its revenue for the first quarter rose by nearly 15% year-on-year to
$9.37bn.

The firm also credited a "drumbeat" of hits, such as crime drama Griselda.

Some investors saw its unexpected decision to stop reporting subscriber
numbers as a sign that Netflix's wave of customer growth may be coming to an
end.

Simon Gallagher, a former Netflix director and now principal of
entertainment investment firm SPG Global, told the BBC's Today programme
that while the numbers indicated a "very, very strong performance" this
might not last.

"It's a definite tailwind from the crackdown on password sharing, we saw
that last quarter, it's continued into this quarter and will continue for
another quarter or two but there's an expectation that will come to an end
by this time next year."

The former Netflix man said the company wanted to "people to move away from
fixating on the subscriber numbers".

But the move to stop sharing subscriber numbers has ruffled feathers among
analysts in the US.

Jamie Lumley of research firm Third Bridge wrote that the decision raises
"questions about the growth prospects of Netflix's subscriber base".

Other technology giants such as Facebook parent Meta and social media
platform X, formerly Twitter, also stopped reporting monthly active user
numbers as growth slowed.

Netflix hits make Adam Sandler the best-paid actor

Netflix shares have risen by more than 30% since the start of this year,
close to their 2021 peak. However, they were almost 5% lower after the
announcement.

"Streaming is a notoriously choppy market, and keeping hold of customer
dollars is an uphill climb," said Sophie Lund-Yates, lead equity analyst at
share dealing platform Hargreaves Lansdown.

"One area Netflix has an edge is its original content slate, which is known
to be an excellent retention tool when compared to repurposed shows and
films."

Netflix last raised the price of its popular "standard" plan in 2022.

The move was followed by an unusual drop in subscribers that startled
investors and intensified concerns that Netflix was losing dominance over
the industry it had pioneered.

Soon after, the company said it would reignite growth by cracking down on
password sharing and launch a new plan that was less expensive but showed
adverts.

The firm is also pushing into areas such as sports and video games, while
continuing to license material from rival media firms looking for ways to
boost profits.

Analysts said the company also benefited from its global footprint, which
helped it maintain a relatively strong pipeline of new shows, despite
strikes that rocked Hollywood last year.-BBC

 Invest Wisely!

Bulls n Bears 

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INVESTORS DIARY 2024

Company

Event

Venue

Date & Time

Workers day

1 May

Companies under Cautionary

CBZH

GetBucks

EcoCash

Padenga

Econet

RTG

Fidelity

TSL

FMHL

 <mailto:info at bulls.co.zw> 

DISCLAIMER: This report has been prepared by Bulls ‘n Bears, a division of
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for guideline purposes only and d from third parties.

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