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</o:shapelayout></xml><![endif]--></head><body lang=EN-ZW link="#0563C1" vlink="#954F72"><div class=WordSection1><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=1391 style='width:695.5pt;border-collapse:collapse'><tr><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;background:#F2F2F2;padding:0cm 5.4pt 0cm 5.4pt'><p class=MsoNormal><a href="https://bullszimbabwe.com/"><span style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW;text-decoration:none'><img border=0 width=369 height=180 id="Picture_x0020_8" src="cid:image003.png@01D70A8F.96DB1420" alt="cid:image001.png@01D6FBBE.85AC06D0"></span></a><span style='font-family:"Verdana",sans-serif;color:#1F497D'><o:p></o:p></span></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal><span style='font-family:"Verdana",sans-serif;color:#1F497D'> <o:p></o:p></span></p></td></tr><tr><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;padding:0cm 5.4pt 0cm 5.4pt'><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><a href="http://www.bullszimbabwe.com/"><span style='text-decoration:none'>Bullszimbabwe.com </span></a><span style='color:#1F497D'>      </span><a href="mailto:info@bulls.co.zw?subject=View%20and%20Comments"><span style='text-decoration:none'>Views & Comments</span></a><span style='color:#1F497D'>       </span><a href="http://www.twitter.com/BullsBears2010"><span style='text-decoration:none'>Twitter</span></a><span style='color:#1F497D'>        </span><a href="https://chat.whatsapp.com/CF6wllAfScU9Wr6dXxoQnO"><span style='text-decoration:none'>WhatsApp</span></a><span style='color:#1F497D'>        </span><a href="mailto:info@bulls.co.zw?subject=Unsubscribe"><span style='text-decoration:none'>Unsubscribe</span></a><o:p></o:p></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal><span style='font-family:"Verdana",sans-serif;color:#1F497D'> <o:p></o:p></span></p></td></tr><tr><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;background:#F2F2F2;padding:0cm 5.4pt 0cm 5.4pt'><p class=MsoSubtitle style='mso-margin-top-alt:0cm;margin-right:0cm;margin-bottom:0cm;margin-left:32.1pt;margin-bottom:.0001pt;text-indent:7.5pt'><span class=style30><b><span style='color:windowtext'><o:p> </o:p></span></b></span></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'> </span><o:p></o:p></p></td></tr><tr style='height:3.0pt'><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:3.0pt'><p class=MsoNormal><a href="https://www.firstmutual.co.zw/"><span style='font-family:"Verdana",sans-serif;color:windowtext;mso-fareast-language:EN-ZW;text-decoration:none'><img border=0 width=1290 height=397 id="Picture_x0020_1" src="cid:image008.jpg@01D70A8F.96DB1420" alt="cid:image003.jpg@01D70A84.E4EAC170"></span></a><span class=style30><b><o:p></o:p></b></span></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm;height:3.0pt'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'> </span><o:p></o:p></p></td></tr><tr style='height:10.05pt'><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;background:#F2F2F2;padding:0cm 5.4pt 0cm 5.4pt;height:10.05pt'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'><o:p> </o:p></span></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm;height:10.05pt'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'> <o:p></o:p></span></p></td></tr><tr style='height:10.05pt'><td width=1312 rowspan=3 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:10.05pt'><p class=MsoNormal style='margin-right:3.75pt'><span style='font-family:"Verdana",sans-serif;color:#555555'><o:p> </o:p></span></p><p style='margin:0cm;margin-bottom:.0001pt;background:white'><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#222222'>Appliance manufacturer Defy is looking for African startups to develop new products and technologies for sustainable living and economic development o the continent. In a partnership with its sister company Beko, they have launched </span><a href="https://hackthenormal.com/" target="_blank"><span style='font-size:11.0pt;font-family:"Verdana",sans-serif'>Hack The Normal</span></a><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#222222'> an online hackathon and are looking for startups in the following areas:<o:p></o:p></span></p><p style='margin:0cm;margin-bottom:.0001pt;background:white'><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#222222'><o:p> </o:p></span></p><ul style='margin-top:0cm' type=disc><li class=MsoNormal style='color:#222222;mso-list:l2 level1 lfo3;background:white;--tw-shadow:0 0 #0000;--tw-ring-inset:var(--tw-empty, );--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgba(59, 130, 246, 0.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;box-sizing: border-box'><strong><span style='font-family:"Verdana",sans-serif'>Financial Solutions:</span></strong><span style='font-family:"Verdana",sans-serif'> With Africa rapidly becoming a key player in the global economy, the continent must prepare itself for a surge of commercial activity with all the supporting services necessary for trade. Attendees will be asked to put forward solutions that could improve financial inclusion and liquidity in the sub-Saharan region; solve the hard currency problem between countries involved in trade; address business challenges faced by individuals and companies, or create shared economic systems between companies and individuals.<o:p></o:p></span></li></ul><p class=MsoNormal style='margin-left:36.0pt;background:white'><span style='font-family:"Verdana",sans-serif;color:#222222'><o:p> </o:p></span></p><ul style='margin-top:0cm' type=disc><li class=MsoNormal style='color:#222222;mso-list:l2 level1 lfo3;background:white;--tw-shadow:0 0 #0000;--tw-ring-inset:var(--tw-empty, );--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgba(59, 130, 246, 0.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;box-sizing: border-box'><strong><span style='font-family:"Verdana",sans-serif'>Sustainable Living:</span></strong><span style='font-family:"Verdana",sans-serif'> As the continent is expected to double its population by 2050 from 1 billion to nearly 2.4 billion inhabitants, this will be accompanied by challenges such as access to potable water, food, and even a constant supply of electricity. With this in mind, hackathoners will need to design solutions for a more sustainable future for the average African household and the planet in general. Alternatively, they will need to come up with a way of creating sustainable impact in areas ranging from food waste to energy and water consumption.<o:p></o:p></span></li></ul><p class=MsoListParagraph><span style='font-family:"Verdana",sans-serif;color:#222222'><o:p> </o:p></span></p><ul style='margin-top:0cm' type=disc><li class=MsoNormal style='color:#222222;mso-list:l2 level1 lfo3;background:white'><strong><span style='font-family:"Verdana",sans-serif'>Healthy Living: </span></strong><span style='font-family:"Verdana",sans-serif'>The COVID-19 pandemic has led to an increased focus on hygiene and health. To help ensure a healthier future for the continent, solutions that have a positive impact on sustaining healthy living conditions in African homes will need to be supplied. Additionally, solutions that contribute to the health of individuals and families, focused on areas such as nutrition, personal care, sleep, exercise, and personal hygiene are also sought.<o:p></o:p></span></li></ul><p class=MsoNormal style='background:white;--tw-shadow:0 0 #0000;--tw-ring-inset:var(--tw-empty, );--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgba(59, 130, 246, 0.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;box-sizing: border-box;color:var(--grey-heading-text);float:right'><span style='font-family:"Verdana",sans-serif;color:#222222'><o:p> </o:p></span></p><p style='margin:0cm;margin-bottom:.0001pt;background:white'><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#222222'>Hack The Normal will be held over 3 days <em><span style='font-family:"Verdana",sans-serif'>(1st to the 3rd of March 2021)</span></em> and participants will be trained in several areas from problem discovery, solution development, prototyping and storytelling.<o:p></o:p></span></p><p style='margin:0cm;margin-bottom:.0001pt;background:white'><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#222222'><o:p> </o:p></span></p><h4 style='margin-top:0cm;background:white;--tw-shadow:0 0 #0000;--tw-ring-inset:var(--tw-empty, );--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgba(59, 130, 246, 0.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;box-sizing: border-box;margin-bottom:0.5rem;color:var(--grey-heading-text)' id=h-benefits-for-the-projects-selected><b><span style='font-family:"Verdana",sans-serif;color:#222222;font-style:normal'>Benefits for the projects selected<o:p></o:p></span></b></h4><h4 style='margin-top:0cm;background:white'><span style='font-family:"Verdana",sans-serif;color:#222222'><o:p> </o:p></span></h4><p style='margin:0cm;margin-bottom:.0001pt;background:white;--tw-shadow:0 0 #0000;--tw-ring-inset:var(--tw-empty, );--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgba(59, 130, 246, 0.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;box-sizing: border-box;color:var(--grey-heading-text);float:right'><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#222222'>The projects that meet Defy’s criteria <em><span style='font-family:"Verdana",sans-serif'>(impact, applicability and commercialisation)</span></em> will be moved on for further development. Projects selected will also get access to sales opportunities, investor networks, and will also have the opportunity to participate in accelerator and incubator programmes.<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Verdana",sans-serif;color:#222222'>Advertisement<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Verdana",sans-serif;color:#222222'><o:p> </o:p></span></p><p style='margin:0cm;margin-bottom:.0001pt;background:white;--tw-shadow:0 0 #0000;--tw-ring-inset:var(--tw-empty, );--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgba(59, 130, 246, 0.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;box-sizing: border-box;color:var(--grey-heading-text);float:right'><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#222222'>Application for the Defy/Beko Hack The Normal close on the 28th of February and you can find the application form with the link </span><a href="https://atolye.typeform.com/to/YTesSBin" target="_blank"><span style='font-size:11.0pt;font-family:"Verdana",sans-serif'>here</span></a><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#222222'><o:p></o:p></span></p><p style='margin:0cm;margin-bottom:.0001pt;text-align:justify'><strong><span style='font-weight:normal'><o:p> </o:p></span></strong></p><p class=MsoNormal style='text-align:justify'><strong><span style='font-family:"Verdana",sans-serif;font-weight:normal'>Source: Techzim</span></strong><o:p></o:p></p><p style='margin:0cm;margin-bottom:.0001pt'><span style='font-size:11.0pt;font-family:"Verdana",sans-serif;color:#1F497D'><o:p> </o:p></span></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm;height:10.05pt'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'><o:p> </o:p></span></p></td></tr><tr style='height:10.05pt'><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm;height:10.05pt'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'><o:p> </o:p></span></p></td></tr><tr style='height:10.05pt'><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm;height:10.05pt'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'><o:p> </o:p></span></p></td></tr><tr style='height:10.05pt'><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:10.05pt'><p class=MsoNormal style='background:white'><i><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Invest Wisely!</span></i><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></p><p class=MsoNormal style='background:white'><b><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Bulls n Bears </span></b><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></p><p class=MsoNormal style='background:white'><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'> <o:p></o:p></span></p><p class=MsoNormal style='background:white'><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Cellphone:     </span><a href="tel:%2B263%2077%20344%201674" target="_blank"><span lang=EN-US style='font-family:"Verdana",sans-serif;color:windowtext'>+263 77 344 1674</span></a><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></p><p class=MsoNormal style='background:white'><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Alt. Email:      </span><a href="mailto:info@bulls.co.zw"><span lang=EN-US style='font-family:"Verdana",sans-serif;color:windowtext'>info@bulls.co.zw</span></a><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>  <o:p></o:p></span></p><p class=MsoNormal style='background:white'><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Website:        </span><a href="http://www.bullszimbabwe.com"><span lang=EN-US style='font-family:"Verdana",sans-serif;color:windowtext'>www.bullszimbabwe.com</span></a><span style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'> </span><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></p><p class=MsoNormal style='background:white'><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Blog:           </span><a href="https://bullszimbabwe.com/category/blogs/bullish-thoughts/" target="_blank"><span lang=EN-US style='font-family:"Verdana",sans-serif;color:windowtext'>www.bullszimbabwe.com/blog</span></a><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></p><p class=MsoNormal style='background:white'><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Twitter:         @bullsbears2010<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>LinkedIn:       Bulls n Bears Zimbabwe<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Facebook:     </span><a href="http://www.google.com/url?q=http%3A%2F%2Fwww.facebook.com%2FBullsBearsZimbabwe&sa=D&sntz=1&usg=AFQjCNGhb_A5rp4biV1dGHbgiAhUxQqBXA" target="_blank"><span lang=EN-US style='font-family:"Verdana",sans-serif;color:windowtext'>www.facebook.com/BullsBearsZimbabwe</span></a><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'>Skype:         Bulls.Bears <o:p></o:p></span></p><p class=MsoNormal style='text-indent:33.35pt'><span style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><img border=0 width=417 height=165 id="Picture_x0020_5" src="cid:image009.jpg@01D70A8F.96DB1420" alt="cid:image005.png@01D6FBBE.85AC06D0"></span><span lang=EN-US style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal style='margin-left:36.0pt;background:white'><b><span style='font-family:"Verdana",sans-serif;mso-fareast-language:EN-ZW'><o:p> </o:p></span></b></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm;height:10.05pt'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'><o:p> </o:p></span></p></td></tr><tr><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;background:#1F497D;padding:0cm 5.4pt 0cm 5.4pt'><p class=MsoNormal><i><span lang=EN-US style='font-family:"Verdana",sans-serif'><o:p> </o:p></span></i></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'> <o:p></o:p></span></p></td></tr><tr><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;background:#1F497D;padding:0cm 5.4pt 0cm 5.4pt'><p class=MsoNormal><i><span lang=EN-US style='font-size:8.0pt;font-family:"Verdana",sans-serif;color:white'>DISCLAIMER: This report has been prepared by Bulls ‘n Bears, a division of Faith Capital (Pvt) Ltd for general information purposes only and does not constitute an offer to sell or the solicitation of an offer to buy or subscribe for any securities. The information contained in this report has been compiled from sources believed to be reliable, but no representation or warranty is made or guarantee given as to its accuracy or completeness. All opinions expressed and recommendations made are subject to change without notice. Securities or financial instruments mentioned herein may not be suitable for all investors. Securities of emerging and mid-size growth companies typically involve a higher degree of risk and more volatility than the securities of more established companies. Neither Faith Capital nor any other member of Bulls ‘n Bears nor any other person, accepts any liability whatsoever for any loss howsoever arising from any use of this report or its contents or otherwise arising in connection therewith. Recipients of this report shall be solely responsible for making their own independent investigation into the business, financial condition and future prospects of any companies referred to in this report. Other  Indices quoted herein are for guideline purposes only and sourced from third parties.</span></i><i><span lang=EN-US style='font-size:8.0pt;font-family:"Verdana",sans-serif'><o:p></o:p></span></i></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'> <o:p></o:p></span></p></td></tr><tr><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;background:#F2F2F2;padding:0cm 5.4pt 0cm 5.4pt'><p class=MsoNormal><i><span lang=EN-GB style='font-size:8.0pt;font-family:"Verdana",sans-serif'><o:p> </o:p></span></i></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'> <o:p></o:p></span></p></td></tr><tr><td width=1312 valign=top style='width:655.8pt;border-top:none;border-left:solid white 1.0pt;border-bottom:none;border-right:solid white 1.0pt;background:#F2F2F2;padding:0cm 5.4pt 0cm 5.4pt'><p class=MsoNormal><span lang=EN-US style='font-size:8.0pt;font-family:"Verdana",sans-serif'>(c) 2021 <b>Web</b>:</span><a href="http://www.bullszimbabwe.com"><span lang=EN-US style='font-size:8.0pt;font-family:"Verdana",sans-serif;color:windowtext'> www.bullszimbabwe.com </span></a><b><span lang=EN-US style='font-size:8.0pt;font-family:"Verdana",sans-serif'>Email:</span></b><span lang=EN-US style='font-size:8.0pt;font-family:"Verdana",sans-serif'> </span><a href="mailto:info@bulls.co.zw"><span lang=EN-US style='font-size:8.0pt;font-family:"Verdana",sans-serif;color:windowtext'>info@bulls.co.zw</span></a><span lang=EN-US style='font-size:8.0pt;font-family:"Verdana",sans-serif'> <b>Tel:</b> +263 4 2927658 <b>Cell:</b> +263 77 344 1674<o:p></o:p></span></p></td><td width=79 style='width:39.7pt;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal><span lang=EN-US style='font-family:"Verdana",sans-serif'> <o:p></o:p></span></p></td></tr></table></div><p class=MsoNormal><span style='font-family:"Verdana",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>