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</o:shapelayout></xml><![endif]--></head><body lang=EN-ZW link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><o:p> </o:p></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='border-collapse:collapse'><tr style='height:629.3pt'><td width=1343 valign=top style='width:671.3pt;border:solid white 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:629.3pt'><p class=MsoNormal align=center style='text-align:center'><a href="mailto:info@bulls.co.zw"><span style='color:windowtext;mso-fareast-language:EN-ZW;text-decoration:none'><img border=0 width=970 height=254 id="Picture_x0020_5" src="cid:image001.jpg@01D80185.4EEE0710"></span></a><b><span style='font-family:"Georgia",serif'><o:p></o:p></span></b></p><p class=MsoNormal style='text-align:justify'><b><span style='font-family:"Georgia",serif'><o:p> </o:p></span></b></p><p class=MsoNormal style='text-align:justify'><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
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</v:shape><![endif]--><![if !vml]><img width=554 height=794 src="cid:image003.jpg@01D80185.4EEE0710" align=left hspace=12 v:shapes="Picture_x0020_1"><![endif]><span style='font-family:"Georgia",serif'>Compliments of the new season. Now that the dreaded year 2021 is behind us, a new season bring with it new possibilities which most of us capture as new year resolutions. We set ourselves to increase our income, lose weight, eat healthier, and maybe even start a business.<b><span style='color:#1F497D'><o:p></o:p></span></b></span></p><p class=MsoPlainText style='text-align:justify'><span style='font-family:"Georgia",serif'>All these intentions are commendable, but with the magnitude of challenges we faced in the preceding year; 2022 require us to think deep about our commitment to the Lord. The first step we must take is to become more determined, more resolute, to follow His will. We need to think less of what we want and focus wholly on what God has planned for us in the year ahead.<o:p></o:p></span></p><p class=MsoPlainText style='text-align:justify'><span style='font-family:"Georgia",serif'><o:p> </o:p></span></p><p class=MsoPlainText style='text-align:justify'><span style='font-family:"Georgia",serif'>The apostle James warned about making decisions based on personal desires and wishes: “You who say, ‘Today or tomorrow we will go to this or that city, spend a year there, carry on business and make money.’ Why, you do not even know what will happen tomorrow. What is your life? You are a mist that appears for a little while and then vanishes. Instead, you ought to say, ‘If it is the Lord's will, we will live and do this or that.’ As it is, you boast in your arrogant schemes.” James 4:13-17. Any success we experience is due to Him; it is only right and proper that we begin with Him as well. We do not know for certain what a new year will bring, but we always hope that it will be better than the last one. We eagerly expect the year ahead will be a time for financial increase, personal and professional growth or a time for a much-needed breakthrough in life.<o:p></o:p></span></p><p class=MsoPlainText style='text-align:justify'><span style='font-family:"Georgia",serif'><o:p> </o:p></span></p><p class=MsoPlainText style='text-align:justify'><span style='font-family:"Georgia",serif'>While we wonder about the future, God knows what lies ahead. He planned each moment of this new year long before our birth so many years ago. He alone sees where we are going and what we will encounter. Everything we are about to face will be according to His design. What we have to remember, in good times as well as bad, is that everything will work together for good for those who love him.<o:p></o:p></span></p><p class=MsoNormal style='text-align:justify'><span style='font-family:"Georgia",serif'>This year we must be willing to trust God more than ever. Rather than placing our hope and expectations in circumstances around us, we need to put our hope in Him. He is high above any of the troubles that will surely come our way. And He is ready to guide, protect, and sustain us. I wish you a blessed and awesome 2022<o:p></o:p></span></p><p class=MsoNormal style='text-align:justify'><span style='font-family:"Georgia",serif'><o:p> </o:p></span></p><p class=MsoNormal style='text-align:justify'><b><i><span style='font-family:"Georgia",serif'>Gerald is an astute business leader, strategic marketer by profession and a motivator by calling. Currently he is Head of Marketing & Alternative Distribution Channels for Old Mutual Zimbabwe. He has over 16 years diverse business experience at senior and executive management in leading corporate companies in Zimbabwe.</span></i></b><b><i><span style='font-size:10.0pt;line-height:105%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></i></b></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><i><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Invest Wisely!<o:p></o:p></span></i></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><b><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Bulls n Bears </span></b><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'><o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'> <o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Telephone: <a href="tel:%2B263%2077%20344%201674" target="_blank"><span style='color:windowtext;text-decoration:none'>+263 77 344 1674</span></a> | +27 71 544 4769<o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Alt. Email: <a href="mailto:info@bulls.co.zw"><span style='color:windowtext;text-decoration:none'>info@bulls.co.zw</span></a> <o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Website: <a href="http://www.bullszimbabwe.com"><span style='color:windowtext;text-decoration:none'>www.bullszimbabwe.com</span></a> <o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Blog: </span><span class=MsoHyperlink><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;color:windowtext;text-decoration:none'>www.<a href="https://bullszimbabwe.com/category/blogs/"><span style='color:windowtext;mso-fareast-language:EN-ZW;text-decoration:none'>bullszimbabwe.com/category/blogs/</span></a></span></span><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'> <o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Twitter: @bullsbears2010<o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>LinkedIn: Bulls n Bears Zimbabwe<o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%;background:white'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Facebook: <a href="http://www.google.com/url?q=http%3A%2F%2Fwww.facebook.com%2FBullsBearsZimbabwe&sa=D&sntz=1&usg=AFQjCNGhb_A5rp4biV1dGHbgiAhUxQqBXA" target="_blank"><span style='color:windowtext;text-decoration:none'>www.facebook.com/BullsBearsZimbabwe</span></a><o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:115%'><span style='font-size:10.0pt;line-height:115%;font-family:"Georgia",serif;mso-fareast-language:EN-ZW'>Skype: Bulls.Bears <o:p></o:p></span></p><p class=MsoNormal style='text-align:justify'><o:p> </o:p></p></td></tr></table></div><p class=MsoNormal style='text-align:justify'><o:p> </o:p></p></div></body></html>